Goldco Review 2025
Goldco is a privately held precious metals firm based in the Los Angeles area, with over a decade of experience helping customers protect their savings. The company assists individuals in purchasing physical gold and silver for either retirement purposes or direct delivery.
Pros and Cons
- Over $3 billion in precious metals placed
- Precious Metals IRAs and direct purchase options available
- Works with global mints to source IRA-eligible coins
- A+ rating from the BBB and AAA from the Business Consumer Alliance
- Buyback program offered
- Fixed annual IRA fees instead of asset percentage charges
- Pricing requires a phone consultation
- Shipping times may range from 1 to 12 weeks
Highlights
- Buyback program - Goldco offers a guaranteed buyback program for qualified metals.
- Free 2025 guide - Customers can request a gold and silver investment guide that includes a list of available IRA-eligible coins.
- Market tracker - The website includes a live pricing tool with historical charts under the “Direct Purchase” tab.
- High customer satisfaction - Goldco has earned over 6,000 five-star reviews and multiple industry accolades.
- Supports multiple retirement account types - Eligible accounts include 401(k), 403(b), TSP, pensions, and Roth conversions.
About Goldco
Goldco provides support for rolling over eligible retirement accounts into Precious Metals IRAs and also offers direct sales to customers who prefer to buy metals outside of a retirement structure. With over $3 billion in gold and silver placed, Goldco continues to focus on helping Americans diversify their wealth with physical assets.
Precious Metals Available
Goldco offers a wide selection of physical precious metals that meet IRS standards for IRA eligibility. Products are sourced from reputable mints and are available as both common and premium bullion.
Gold
Goldco provides IRA-compliant gold coins and bars with a minimum fineness of .995. Representatives can help customers confirm product eligibility before purchase or rollover.
Silver
Silver is available for both investment and industrial purposes. Products include IRA-eligible coins and bars that meet purity standards and can be shipped or stored securely.
Platinum & Palladium
In addition to gold and silver, Goldco offers platinum and palladium for further diversification. These products may be included in IRAs if they meet minimum fineness requirements.
How Metals Are Delivered
Customers purchasing outside of an IRA can have their metals shipped directly. Shipping times vary depending on demand and availability, and delivery is typically completed within 1 to 12 weeks after finalizing the order.
For retirement accounts, metals are held in secure, IRS-approved depositories. These facilities are managed by custodial institutions and meet all regulatory storage requirements.
Goldco Investment Options
Goldco allows customers to invest through either a Precious Metals IRA or direct purchase. Those opening an IRA can roll over funds from eligible retirement plans like a 401(k), 403(b), TSP, or pension account. Customers may also perform Roth conversions or fund new Roth Precious Metals IRAs.
Direct purchases are also available for customers using savings or other non-retirement funds. Metals can be shipped to the customer’s address or stored in a secure depository, depending on eligibility and preference.
How to Invest
1. Sign Your Agreement
To begin the process, customers review and sign Goldco’s standard customer agreement, which outlines the terms of doing business.
2. Fund Your Account
Customers can fund their account by bank wire or by mailing a check. If paying by check, Goldco can provide a FedEx label to cover shipping and speed up the process.
3. Select Your Precious Metals
Once the account is funded, customers can choose from Goldco’s selection of IRA-approved coins and bars. Metals are then delivered to a depository or shipped directly, depending on the type of investment.
Free Guide to Gold & Silver
Goldco offers a free 2025 guide to gold and silver. This kit includes information on available coins, IRA eligibility, and frequently asked questions about purchasing or rolling over into physical metals. Customers can request the guide online to learn more before making a decision.
The Bottom Line
Goldco may appeal to individuals who want to explore physical metals as part of their long-term financial planning. The company offers Precious Metals IRAs, direct purchases, and product guidance sourced from reputable mints. While pricing requires a consultation, Goldco’s experience, educational materials, and customer satisfaction record help make the process more accessible to a range of investors.
